Real guidance for the decisions that shape the rest of your life.
Three focused practice areas — one caring approach. Each engagement starts with listening, then moves at your pace toward a plan that truly fits.
California public employees
Deep experience with CalPERS & CalSTRS benefits.
Choosing a retirement option, a survivor election, or a supplemental savings plan shouldn’t feel like a coin flip. Let’s walk through your benefits side by side.
CalPERS
Public agency, state, county, and city employees.
CalSTRS
Public school teachers and educators.
I’ll help you compare Option A vs. Option B (or the Member-Only Benefit), understand reductions, and see how your choice affects your spouse and savings.
Add-on expertise
Smaller projects, big peace of mind.
Retirement cash-flow modeling
A year-by-year look at your income, taxes, and savings so there are no surprises.
Pension paperwork coaching
Decoding your retirement benefit election forms in plain English.
Savings & investment review
A second opinion on what you already have — with no obligation to change anything.
Spouse & family coordination
Making sure everyone who matters is on the same page — especially survivors.