Meet Pauline — your steady, caring guide toward a confident retirement.
For more than two decades, I’ve helped families protect what they’ve built and plan for what comes next. My promise is simple: I’ll listen, explain, and walk with you.

Pauline Githara
Certified ERP
My story
Helping real families make the decision of a lifetime.
I came into financial planning because I watched how much confusion and stress retirement decisions can create. Paperwork piles up. Options multiply. And the stakes feel enormous.
I became a Certified Estate & Retirement Planner (ERP) so I could sit on the same side of the table as my clients and guide them through those decisions with genuine care. I take the time to understand your life — the people you love, the work you’ve done, and the future you’re hoping for.
Today, I work closely with pre-retirees, diligent savers, and California’s public employees — including CalPERS and CalSTRS members — to build plans that feel honest, personal, and sustainable.
What I stand for
Values that guide every conversation.
People, not portfolios
I start with the family around the table, not the number on the page. Your plan should reflect your values.
Honest and unhurried
No pressure. No jargon. Just clear options and plain-English answers — for as long as it takes.
Clarity over complexity
Good planning feels simple. I translate complicated products into decisions you can feel good about.
Who I serve
Built for the people who don’t have time to guess.
Most of my clients are 50–75, thoughtful with their money, and ready for a calm, well-organized plan. Many are California public employees navigating the last few years before retirement.