Privacy Policy

Pauline Githara, Certified Estate & Retirement Planner (“I,” “me,” or “my”), is committed to protecting your privacy. This Privacy Policy describes how I collect, use, disclose, and safeguard your personal information when you visit my website, use my services, or communicate with me.

By using this website or engaging my services, you agree to the practices described in this policy. If you do not agree, please discontinue use of the website.

Personal Information You Provide

When you contact me, schedule a consultation, or use my services, I may collect:

• Full name
• Email address
• Phone number
• Mailing address
• Financial information relevant to retirement, estate, or insurance planning (e.g., income, assets, retirement account details, CalPERS or CalSTRS membership information)
• Employment and benefits information
• Date of birth and family information as relevant to your financial plan
• Any other information you voluntarily provide through the contact form, email, or during consultations

Information Collected Automatically

When you visit this website, certain information may be collected automatically, including:

• IP address and approximate geographic location
• Browser type and version
• Pages visited, time spent, and navigation patterns
• Referring website or source
• Device type and operating system

I use the information I collect for the following purposes:

• Providing financial services — to develop personalized retirement, insurance, and financial plans tailored to your needs
• Communication — to respond to your inquiries, schedule appointments, and send relevant updates about your financial plan
• Appointment scheduling — to facilitate bookings through my Calendly scheduling system
• Website improvement — to analyze usage patterns and improve the website experience
• Legal and regulatory compliance — to meet obligations under applicable financial services regulations

I take the security of your personal and financial information seriously. Safeguards I employ include:

• Secure, encrypted connections (SSL/TLS) for all website communications
• Limited access to personal data — only I and authorized service providers who assist in delivering my services have access
• Secure storage of financial records in compliance with industry standards
• Regular review and updating of security practices

While I strive to protect your information, no method of electronic transmission or storage is 100% secure. I encourage you to take precautions when sharing sensitive information online.

I do not sell, rent, or trade your personal information. I may share your information only in the following circumstances:

• Service providers — trusted third parties who assist in delivering my services (e.g., scheduling platforms, secure document storage), bound by confidentiality obligations
• Insurance carriers and financial institutions — as necessary to process applications or service your financial products, with your consent
• Legal requirements — when required by law, regulation, legal process, or government request
• Protection of rights — to protect my rights, safety, or property, or that of my clients

This website may use or link to third-party services, including:

• Calendly — for appointment scheduling. When you book a consultation, Calendly’s own privacy policy governs data collected through their platform.
• Analytics tools — to understand website traffic and improve the user experience. These tools may collect anonymized usage data.

I encourage you to review the privacy policies of any third-party services you interact with through this website.

This website may use cookies and similar technologies to enhance your browsing experience. Cookies are small files stored on your device that help the website function properly and collect usage analytics.

You can manage your cookie preferences through your browser settings. Disabling cookies may affect certain website functionality.

You have the right to:

• Access — request a copy of the personal information I hold about you
• Correction — request that I correct any inaccurate or incomplete information
• Deletion — request the deletion of your personal information, subject to legal and regulatory retention requirements
• Opt out — unsubscribe from marketing communications at any time
• Data portability — request your data in a commonly used format

To exercise any of these rights, please contact me using the information provided below.

California Residents

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and the right to request deletion. Please contact me to make a request.

I retain your personal and financial information for as long as necessary to fulfill the purposes outlined in this policy, maintain our professional relationship, and comply with legal and regulatory obligations. When information is no longer needed, it is securely disposed of.

My services are not directed to individuals under the age of 18. I do not knowingly collect personal information from children. If I learn that I have inadvertently collected information from a child, I will take steps to delete it promptly.

I may update this Privacy Policy from time to time to reflect changes in my practices or applicable laws. When changes are made, the “Last updated” date at the top of this page will be revised. I encourage you to review this policy periodically.

If you have questions about this Privacy Policy, wish to exercise your data rights, or have concerns about how your information is handled, please contact me: